TERMS AND CONDITIONS

MURUGAPPA GROUP PUBLIC WEBSITE

1. INTRODUCTION AND ACCEPTANCE OF TERMS

Welcome to the official website of the Murugappa Group (the "Website"). This Website is owned and operated by Murugappa Management Services Private Limited on behalf of the Murugappa Group, comprising various corporate entities under the Murugappa umbrella (collectively referred to as "Murugappa Group," "We," "Us," or "Our").

By accessing, browsing, or using this Website, you (the "User" or "You") acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and our Website Disclaimer. These Terms constitute a legally binding agreement between You and the Murugappa Group.

If You do not agree to these Terms, You must immediately cease using this Website.

2. SCOPE AND APPLICABILITY

These Terms apply to all Users of this Website, including:

General visitors browsing information about the Murugappa Group
Prospective customers, partners, and investors
Job seekers accessing career information
Media representatives and researchers
Any other individual or entity accessing this Website

3. DEFINITIONS

For the purposes of these Terms:

"Content" means all text, images, graphics, logos, photographs, videos, audio files, data, information, software, and other materials available on the Website.
"User-Generated Content" means any content, including but not limited to comments, feedback, submissions, or inquiries submitted by Users through the Website.
"Services" means any information, tools, features, or functionality provided through the Website.
"Group Companies" means all companies within the Murugappa Group ecosystem, including but not limited to Tube Investments of India Limited, Carborundum Universal Limited, Cholamandalam Investment and Finance Company Limited, E.I.D. Parry (India) Limited, and other subsidiaries and affiliates.

4. INTELLECTUAL PROPERTY RIGHTS

4.1. Ownership

All Content on this Website, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Murugappa Group or its content suppliers and is protected by Indian and international copyright, trademark, patent, trade secret, and other intellectual property laws.

The Murugappa Group name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Murugappa Group or its affiliates. You must not use such marks without the prior written permission of the Murugappa Group.

4.2. Limited License

We grant You a limited, non-exclusive, non-transferable, revocable license to access and make personal, non-commercial use of this Website. This license does not include:

Any resale or commercial use of this Website or its Content
Collection and use of any product listings, descriptions, or prices
Any derivative use of this Website or its Content
Any downloading or copying of account information for the benefit of another merchant
Any use of data mining, robots, or similar data gathering and extraction tools

4.3. Restrictions

You may not, without our express written permission:

Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Content obtained from this Website
Use any proprietary information or interfaces of the Murugappa Group in the design, development, manufacture, licensing, or distribution of any applications, accessories, or devices
Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any software available on the Website

5. USER CONDUCT AND PROHIBITED ACTIVITIES

5.1. Acceptable Use

Users must use this Website in a lawful manner and in accordance with these Terms. You agree to respect the rights and dignity of others and to comply with all applicable laws and regulations.

5.2. Prohibited Activities

You shall not:

Use the Website for any unlawful purpose or in violation of any local, state, national, or international law
Violate or infringe upon the intellectual property rights, privacy rights, or other rights of any third party
Upload, post, email, transmit, or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable
Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity
Upload, post, email, transmit, or otherwise make available any content that contains software viruses, worms, Trojan horses, or any other malicious code
Interfere with or disrupt the Website or servers or networks connected to the Website
Intentionally or unintentionally violate any applicable law
"Stalk" or otherwise harass any person or entity
Collect or store personal data about other users without their express consent
Use any automated system, including "robots," "spiders," or "offline readers," to access the Website
Frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information of the Murugappa Group without express written consent

6. USER-GENERATED CONTENT

6.1. Submissions

The Website may provide features that allow You to submit inquiries, feedback, comments, or other information (collectively, "Submissions"). By making any Submission, You grant the Murugappa Group a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

6.2. Representations and Warranties

You represent and warrant that:

You own or otherwise control all rights to the content in your Submissions
Your Submissions do not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity
Your Submissions are not defamatory, obscene, pornographic, abusive, or otherwise offensive

6.3. No Obligation

The Murugappa Group is under no obligation to post, use, or respond to any Submissions. We reserve the right to remove or refuse to post any Submission for any or no reason at our sole discretion.

7. LINKS TO THIRD-PARTY WEBSITES

This Website may contain links to third-party websites that are not owned or controlled by the Murugappa Group. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. By using this Website, You expressly relieve the Murugappa Group from any and all liability arising from your use of any third-party website.

We encourage You to be aware when You leave our Website and to read the terms and conditions and privacy policy of each website You visit.

8. DISCLAIMER OF WARRANTIES

8.1. "As Is" Basis

THIS WEBSITE AND ALL CONTENT, SERVICES, AND MATERIALS MADE AVAILABLE ON OR THROUGH THE WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

8.2. No Warranties

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, THE MURUGAPPA GROUP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

Implied warranties of merchantability and fitness for a particular purpose
Warranties regarding the accuracy, reliability, completeness, or timeliness of content, software, text, graphics, links, or communications
Warranties that the Website will be uninterrupted, error-free, or free of viruses or other harmful components

8.3. Information Purpose Only

The information provided on this Website is for general informational purposes only. While we endeavor to keep the information up to date and accurate, we make no representations or warranties of any kind about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website for any purpose.

9. LIMITATION OF LIABILITY

9.1. No Liability for Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE MURUGAPPA GROUP, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

Your access to or use of or inability to access or use the Website
Any conduct or content of any third party on the Website
Any content obtained from the Website
Unauthorized access, use, or alteration of your transmissions or content

9.2. Maximum Liability

IN NO EVENT SHALL THE MURUGAPPA GROUP'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS WEBSITE.

9.3. Jurisdictional Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to You. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Murugappa Group, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

Your violation of these Terms
Your use of the Website
Your violation of any rights of another
Your User-Generated Content

11. PRIVACY AND DATA PROTECTION

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

The Murugappa Group is committed to protecting your privacy and complying with applicable data protection laws, including the Digital Personal Data Protection Act (DPDP Act), 2023, and the Information Technology Act, 2000.

12. MODIFICATIONS TO THE WEBSITE AND TERMS

12.1. Website Modifications

We reserve the right to modify, suspend, or discontinue, temporarily or permanently, the Website or any service, content, or feature thereof with or without notice at any time.

12.2. Terms Modifications

We may revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Website thereafter.

Your continued use of the Website following the posting of revised Terms means that You accept and agree to the changes. We encourage You to review these Terms periodically to stay informed of any updates.

The "Last Updated" date at the top of this page indicates when these Terms were last revised. Material changes will be notified through a prominent notice on the Website homepage.

13. GOVERNING LAW AND DISPUTE RESOLUTION

13.1. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of India.

13.2. Jurisdiction

The courts of Chennai, Tamil Nadu, India shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims).

13.3. Dispute Resolution

In the event of any dispute arising out of or in connection with these Terms, the parties shall first attempt to resolve the matter through good faith negotiations. If the parties are unable to resolve the dispute through negotiations within thirty (30) days, the matter may be referred to the courts as specified above.

14. SEVERABILITY

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the original intent. If such modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.

15. WAIVER

No waiver by the Murugappa Group of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure by the Murugappa Group to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

16. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between You and the Murugappa Group regarding the use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

17. FORCE MAJEURE

The Murugappa Group shall not be liable for any failure or delay in performance of its obligations under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, civil unrest, labor disputes, fire, flood, epidemic, pandemic, governmental actions, or failure of telecommunications or internet services.

18. ACCESSIBILITY

We strive to make our Website accessible to all users. If You experience any difficulty accessing any part of this Website, please contact us using the information provided in Section 20 below, and we will work with You to provide the information You seek through an alternate communication method.

19. CHILDREN'S PRIVACY

This Website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If You are under 18, do not use or provide any information on this Website. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information.

20. CONTACT INFORMATION

For questions, concerns, or comments regarding these Terms and Conditions, please contact:

Murugappa Group
Murugappa Management Services Private Limited
Dare House, 234, N.S.C. Bose Road (Parrys Corner), Chennai – 600 001, Tamil Nadu, India
Email: gcc@corp.murugappa.com
Phone: +91-44-2530 6789

21. ACKNOWLEDGMENT

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTOOD THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THIS WEBSITE.