WEBSITE DISCLAIMER

MURUGAPPA GROUP PUBLIC WEBSITE

1. INTRODUCTION

This Website Disclaimer ("Disclaimer") applies to the official website of the Murugappa Group (www.murugappagroup.com) (the "Website"), owned and operated by Murugappa Management Services Private Limited on behalf of the Murugappa Group and its affiliated companies (collectively, "Murugappa Group," "We," "Us," or "Our").

By accessing and using this Website, you (the "User" or "You") acknowledge and agree to the terms of this Disclaimer. If you do not agree with any part of this Disclaimer, you should immediately cease using this Website.

This Disclaimer should be read in conjunction with our Terms and Conditions and Privacy Policy.

2. GENERAL DISCLAIMER

The information contained on this Website is provided for general informational purposes only. While we endeavor to keep the information accurate, current, and comprehensive, we make no representations or warranties of any kind, express or implied, about:

The completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website for any purpose
The timeliness or currency of the information provided
The absence of errors, omissions, or technical inaccuracies

Any reliance you place on such information is strictly at your own risk. In no event will we be liable for any loss or damage arising from the use of this Website or reliance on the information provided herein.

3. NO PROFESSIONAL ADVICE

3.1. General

The content on this Website is intended to provide general information about the Murugappa Group, its history, values, business segments, and corporate activities. It is not intended to be, and should not be construed as:

Legal advice or legal opinion
Financial, investment, or tax advice
Business or commercial advice
Technical or professional consultation
Any other form of professional advice

3.2. Legal Advice

Nothing on this Website constitutes legal advice. The information provided does not create an attorney-client relationship. Users should consult qualified legal professionals for advice specific to their situations and jurisdictions.

3.3. Financial and Investment Advice

This Website does not provide investment, financial, or tax advice. Information about Murugappa Group companies, their performance, or financial results is for informational purposes only and should not be relied upon for investment decisions.

Past performance is not indicative of future results
Users should conduct independent research and consult with qualified financial advisors before making any investment decisions
We are not responsible for investment decisions made based on information from this Website

3.4. Business and Commercial Advice

Information about products, services, or business operations of Group companies is general in nature. For specific business inquiries, partnerships, or commercial arrangements, users should contact the relevant Group company directly using official channels.

4. NO OFFER OR SOLICITATION

Nothing on this Website constitutes:

An offer to sell or a solicitation to buy any securities, products, or services
An invitation to invest in any Murugappa Group company
A recommendation or endorsement of any particular investment, product, or service
A guarantee of any specific outcome or result

Any information regarding products, services, or investment opportunities of Group companies is provided for informational purposes only. Users interested in products, services, or investment opportunities should:

Contact the relevant Group company directly
Review official offering documents, prospectuses, or product literature
Consult with qualified advisors
Conduct appropriate due diligence

5. ACCURACY AND COMPLETENESS OF INFORMATION

5.1. No Guarantee of Accuracy

While we strive to ensure that information on the Website is accurate and up to date, we cannot guarantee:

The accuracy, completeness, or currency of all information
That the Website or its content will be free from errors, omissions, or inaccuracies
That defects will be corrected promptly

Information on the Website may contain technical inaccuracies, typographical errors, or out-of-date information.

5.2. Information May Be Outdated

The Murugappa Group operates in dynamic business environments. Information about:

Company structures, leadership, and personnel may change
Products and services may be modified, discontinued, or new offerings may be introduced
Financial performance and business results are historical and may not reflect current circumstances
Regulatory environments and compliance requirements may evolve

We do not undertake to update all information on the Website in real-time. Users should verify current information through official announcements, regulatory filings, or direct contact with relevant Group companies.

5.3. Forward-Looking Statements

Certain statements on this Website may constitute "forward-looking statements" regarding future plans, projections, business strategies, or expected outcomes. Such statements:

Are based on current expectations and assumptions
Involve known and unknown risks, uncertainties, and other factors
May not materialize or may differ materially from actual results
Should not be relied upon as guarantees of future performance

The Murugappa Group undertakes no obligation to update or revise any forward-looking statements based on new information, future events, or otherwise.

6. THIRD-PARTY CONTENT AND LINKS

6.1. Third-Party Websites

This Website may contain links to third-party websites, including:

Websites of individual Murugappa Group companies
Business partners and affiliates
Government and regulatory bodies
Industry associations
Other external resources

These links are provided solely for your convenience and informational purposes. We do not:

Endorse or make any representations about third-party websites
Control the content, availability, or practices of third-party websites
Assume responsibility for the content, privacy policies, or practices of third-party websites
Warrant the accuracy, completeness, or reliability of information on third-party websites

Your use of third-party websites is at your own risk and subject to the terms and conditions and privacy policies of those websites. We encourage you to review the terms and privacy policies of any third-party websites you visit.

6.2. Third-Party Content

The Website may include content provided by third parties, such as:

News articles or press releases
Research reports or publications
Social media feeds or embedded content
User-generated content or testimonials

We do not verify, endorse, or assume responsibility for the accuracy, completeness, or reliability of third-party content. The views and opinions expressed in third-party content do not necessarily reflect those of the Murugappa Group.

7. INTELLECTUAL PROPERTY DISCLAIMER

7.1. Ownership

All content on this Website, including but not limited to text, graphics, logos, images, audio, video, software, and other materials, is the property of the Murugappa Group or its licensors and is protected by Indian and international intellectual property laws.

7.2. Trademarks

The Murugappa Group name, logo, and all related names, logos, product and service names, designs, slogans, and marks displayed on the Website are trademarks or registered trademarks of the Murugappa Group or its affiliated companies.

Use of these trademarks without express written permission is strictly prohibited
Nothing on this Website grants any license or right to use any trademark
Unauthorized use may violate trademark, copyright, and other laws

7.3. Restrictions on Use

Unless otherwise specified, the content on this Website is provided for personal, non-commercial, informational use only. You may not:

Reproduce, distribute, modify, display, or create derivative works from Website content without prior written consent
Use Website content for commercial purposes
Remove or alter any copyright, trademark, or other proprietary notices
Frame or deep-link to the Website without authorization

8. LIMITATION OF LIABILITY

8.1. No Liability for Website Use

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE MURUGAPPA GROUP, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR:

a) Any direct, indirect, incidental, special, consequential, or punitive damages arising from:

Access to or use of this Website
Inability to access or use this Website
Reliance on information contained on this Website
Errors, omissions, or inaccuracies in Website content
Unauthorized access to or alteration of your transmissions or data

b) Any damages including but not limited to:

Loss of profits, revenue, or business opportunities
Loss of data or information
Business interruption
Loss of goodwill or reputation
Any other pecuniary or non-pecuniary loss

8.2. No Liability for Third-Party Actions

We are not liable for:

The content, actions, or omissions of third-party websites linked from this Website
The accuracy or reliability of third-party content displayed on this Website
Any harm resulting from third-party products, services, or information

8.3. Limitation on Damages

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability shall be limited to the maximum extent permitted by law.

8.4. Basis of the Bargain

You acknowledge that the disclaimers and limitations in this section are fundamental elements of the basis of the agreement between you and the Murugappa Group, and that the Website would not be provided without such limitations.

9. TECHNICAL DISCLAIMER

9.1. Availability and Interruptions

While we strive to maintain continuous availability of the Website, we do not guarantee:

Uninterrupted access to the Website
Error-free operation or that defects will be corrected
Freedom from viruses, malware, or other harmful components
Compatibility with all devices, browsers, or operating systems

The Website may be unavailable due to:

Scheduled maintenance or upgrades
Technical difficulties or system failures
Network or internet service provider issues
Force majeure events or circumstances beyond our control

We reserve the right to suspend, modify, or discontinue the Website or any part thereof without notice.

9.2. Security

While we implement reasonable security measures to protect the Website, we cannot guarantee:

Absolute security of data transmitted over the internet
Prevention of unauthorized access, hacking, or data breaches
Complete protection against all security threats

You are responsible for:

Maintaining the confidentiality of any login credentials
Ensuring your device and internet connection are secure
Using up-to-date antivirus and security software

9.3. Compatibility

The Website is designed to be compatible with commonly used browsers and devices. However:

We do not guarantee compatibility with all browsers, devices, or configurations
Some features may not function properly on older browsers or devices
Display and functionality may vary across different platforms

We recommend using the latest versions of widely supported browsers for the best experience.

10. REGULATORY AND COMPLIANCE DISCLAIMER

10.1. Jurisdiction-Specific Information

This Website is controlled and operated from India. The information on the Website is intended for users in India and may not be appropriate for users in other jurisdictions.

Products, services, or investment opportunities described on the Website may not be available or may be restricted in certain jurisdictions
Users from other jurisdictions are responsible for compliance with local laws and regulations
Certain content may not comply with laws or regulations in jurisdictions outside India

10.2. Regulatory Information

Information about regulatory compliance, licenses, or approvals of Murugappa Group companies is provided for general information only and may not be current or complete.

Users should verify current regulatory status directly with relevant Group companies or regulatory authorities
Regulatory requirements and compliance status may change over time
We do not guarantee compliance of Group companies with all applicable regulations at all times

10.3. Export Controls

Certain products, services, or technologies of Murugappa Group companies may be subject to export controls or trade restrictions under Indian and international laws. Users are responsible for compliance with all applicable export control and trade sanction laws.

11. PERSONAL DATA AND PRIVACY

The collection, use, and protection of personal data through this Website is governed by our Privacy Policy. By using this Website, you acknowledge and agree to the practices described in our Privacy Policy.

While we implement reasonable security measures, we cannot guarantee absolute security of personal data transmitted over the internet. You acknowledge and accept the inherent security risks of internet communications.

12. DISCLAIMER OF ENDORSEMENTS

12.1. No Endorsement of Third Parties

References to or inclusion of third-party products, services, companies, or organizations on this Website do not constitute an endorsement, recommendation, or approval by the Murugappa Group.

12.2. No Endorsement by Third Parties

Unless explicitly stated, the mention of the Murugappa Group or its companies by third parties does not imply endorsement, sponsorship, or approval by those third parties.

12.3. Awards and Recognition

Information about awards, rankings, or recognition received by Murugappa Group companies is based on third-party evaluations and does not constitute a guarantee of future performance or quality.

13. EMPLOYMENT AND CAREER INFORMATION

13.1. Job Postings

Career and employment information on this Website is provided for general informational purposes. We do not guarantee:

Current availability of positions listed
Accuracy of job descriptions or requirements
That all open positions are listed on the Website

13.2. Application Process

Job applications submitted through this Website are subject to our recruitment processes and policies. Submission of an application:

Does not guarantee review or consideration
Does not create any employment relationship or obligation
Does not entitle applicants to any particular outcome

13.3. Equal Opportunity

While the Murugappa Group is committed to equal opportunity employment, we disclaim liability for any claims of discrimination, bias, or unfair treatment in the recruitment process.

14. MODIFICATIONS AND AMENDMENTS

We reserve the right to modify, amend, or update this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting on the Website.

The "Last Updated" date at the top of this Disclaimer indicates when it was last revised
Material changes may be notified through a prominent notice on the Website
Your continued use of the Website after changes constitutes acceptance of the updated Disclaimer

We encourage you to review this Disclaimer periodically for any updates.

15. SEVERABILITY

If any provision of this Disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the provision shall be severed from this Disclaimer, and the remaining provisions shall remain in full force and effect.

16. GOVERNING LAW AND JURISDICTION

This Disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.

17. CONTACT INFORMATION

For questions or concerns regarding this Disclaimer, please contact:

Murugappa Group
Murugappa Management Services Private Limited
Dare House, 234, N.S.C. Bose Road (Parrys Corner), Chennai – 600 001, Tamil Nadu, India
Email: gcc@corp.murugappa.com
Phone: +91-44-2530 6789

18. ENTIRE DISCLAIMER

This Disclaimer, together with the Terms and Conditions and Privacy Policy, constitutes the entire disclaimer regarding the use of this Website and supersedes all prior or contemporaneous disclaimers, understandings, or agreements regarding the same.

19. ACKNOWLEDGMENT

BY ACCESSING AND USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS DISCLAIMER, UNDERSTAND IT, AND AGREE TO BE BOUND BY ITS TERMS. IF YOU DO NOT AGREE WITH THIS DISCLAIMER, YOU MUST IMMEDIATELY CEASE USING THIS WEBSITE.